About us
We aim to be a trusted partner, guiding our clients through every step of their projects with professionalism, ethics, and dedication.
We aim to be a trusted partner, guiding our clients through every step of their projects with professionalism, ethics, and dedication.
We aim to be a trusted partner, guiding our clients through every step of their projects with professionalism, ethics, and dedication.
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A credit intermediary acts as a bridge between clients and financial institutions, helping to find the financing solution that best fits each situation. Their role is to analyze the client’s profile, present credit options, answer questions, and guide the entire process up to contract signing.
This professional ensures transparency, speed, and security by comparing different offers on the market and helping to negotiate advantageous conditions. By using a credit intermediary, clients save time, avoid bureaucracy, and make informed decisions regarding their financing, whether for housing, vehicles, or personal loans.
A credit intermediary acts as a bridge between clients and financial institutions, helping to find the financing solution that best fits each situation. Their role is to analyze the client’s profile, present credit options, answer questions, and guide the entire process up to contract signing.
This professional ensures transparency, speed, and security by comparing different offers on the market and helping to negotiate advantageous conditions. By using a credit intermediary, clients save time, avoid bureaucracy, and make informed decisions regarding their financing, whether for housing, vehicles, or personal loans.
A credit intermediary acts as a bridge between clients and financial institutions, helping to find the financing solution that best fits each situation. Their role is to analyze the client’s profile, present credit options, answer questions, and guide the entire process up to contract signing.
This professional ensures transparency, speed, and security by comparing different offers on the market and helping to negotiate advantageous conditions. By using a credit intermediary, clients save time, avoid bureaucracy, and make informed decisions regarding their financing, whether for housing, vehicles, or personal loans.
- Name / business name or legal name: Cob – Intermediação de Crédito Unipessoal, Lda.
- Business address / registered office: Avenida Conselheiro Fernando de Sousa, 19, 8th floor, 1070-072 Lisbon
- Registration number with the Bank of Portugal: 0008655
- Phone number: +351 210 960 610
- Email address: geral@cobintermediacao.pt
- Credit intermediary category: Tied Credit Intermediary
- Lenders or group of lenders with whom it has a tie-in agreement: Banco BPI, S.A.; Banco Santander Totta, S.A.; Bankinter S.A. – Portugal Branch; Unión de Créditos Inmobiliarios, S.A.; Estabelecimento Financeiro de Crédito (Sociedad Unipersonal) – Portugal Branch
- Exclusivity Agreement: No
- Credit intermediation services: presenting or proposing credit agreements to consumers; assisting consumers by performing preparatory acts or other pre-contractual management tasks related to credit agreements that were not presented or proposed by the intermediary; entering into credit agreements with consumers on behalf of lenders
- Consulting services: No
- Entity providing civil liability coverage: Allianz Portugal, S.A. Insurance Company
- Insurance contract number: 208094774
- Insurance contract validity period: from February 19, 2026, to February 18, 2027
The credit intermediary’s registration can be viewed on the Bank Customer Portal at https://clientebancario.bportugal.pt/.
Credit intermediaries are prohibited from receiving or paying any amounts related to the formation, execution, or early fulfillment of credit agreements, pursuant to Article 46 of the legal framework governing credit intermediaries, approved by Decree-Law No. 81-C/2017 of July 7.
The activities of Cob – Intermediação de Crédito Unipessoal, Lda. as a credit intermediary are subject to supervision by the Bank of Portugal.
Legal Information
CREDIT INTERMEDIARY
Legal Information
CREDIT INTERMEDIARY
